Mortgage Rates

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We support your dreams of homeownership

If you're buying a home in California, or exploring a refinance, we have the mortgage rates that can make your money go further.


We'll make you feel at home

Maximum Amount at these rates: $424,100*

Option 1

Rates APR Points
Rates Effective as of 8:00 AM on August 22, 2017
30 year fixed
4.0 4.138 0.15
3.875 4.076 0.90
20 year fixed
3.75 3.934 0.10
3.625 3.867 0.60
15 year fixed
3.375 3.595 0.00
3.25 3.536 0.45
10 year fixed
3.25 3.579 0.05
3.125 3.648 0.95

We'll make you feel at home

Maximum Amount at these rates: $424,100*

Option 2

Loan Type Rates APR Points
Rates effective as of 8:00 AM March 15, 2018
30 year fixed 4.250% 4.494% 1.350%
4.375% 4.569% 0.750%
4.500% 4.640% 0.125%
20 Year Fixed 4.000% 4.329% 1.300%
4.125% 4.395% 0.800%
4.250% 4.426% 0.000%
15 year fixed 3.750% 4.142% 1.125%
3.875% 4.173% 0.500%
4.000% 4.224% 0.000%
10 Year Fixed 3.625% 4.229% 1.300%
3.750% 4.202% 0.600%
3.985% 4.252% 0.250%

7/1 ARM, 5/1 ARM, Jumbo Loans, FHA Loans are availble. Please call for details. 

Rates/Fees are subject to change per Fannie Mae Adjustments

*PLEASE NOTE THAT INTEREST RATES CHANGE DAILY (AND SOMETIMES HOURLY) THE RATES LISTED ABOVE ARE AN INDICATOR OF RATES FOR THE CURRENT WEEK.  FOR "UP-TO-THE-
MINUTE RATES" CALL 916-444-6070 extension 3071

**Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $150,000 with closing costs of $3,000. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $471,001 with closing costs of $4,710. Your actual APR may be different depending upon these factors.