Insurance

Contact Us

Insurance services to protect members and their families

The right financial portfolio must include the appropriate levels of various insurance. Sacramento Credit Union's (SCU) team can help you figure out what that means for your unique situation and provide access to the nation's largest carriers for life, auto, home and many other types of insurance.


We'll help you get the protection you need:

At SCU, we understand how valuable peace of mind is to you and your family. When it comes to insurance, we'll provide thoughtful guidance to ensure you find policies with the coverage you need at the price you want.

Life Insurance

Shop various TruStage® Life Insurance policies underwritten by CMFG Life and available exclusively to credit union members. Research your options for excellent coverage at the right price. If you prefer to speak to someone about life insurance, please call (855) 612-7909.

TruStage Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

TruStage Auto & Home Insurance Program

Exclusively for credit union members, the TruStage Auto and Home Insurance Program provides affordable, top-quality protection. Get your free quote online or call (855) 483-2149 today to learn more about discounted rates, online convenience and 24/7 claims service.

The TruStage Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

Auto Loan Payment Protection

With this insurance, you're assured that your car payments are reduced in case you are disabled or become unemployed. In the case of your untimely death, your loan will be paid off completely. Our Member Services Representatives can provide more information and help you purchase this insurance when you call them at (916) 444-6070 or toll-free at (888) SACTO-01 (888-722-8601).

Accidental Death & Dismemberment (AD&D) Insurance

One of the exclusive benefits of credit union membership is a no-cost TruStage AD&D Insurance policy from CMFG Life. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life. You get $2,000 of coverage automatically, just for being an SCU member, and you can purchase up to $100,000 in additional AD&D coverage from CMFG Life (can cost about $10 a month*). Acceptance is guaranteed, and there are no health questions or medical exams.

Sign up for your no-cost or additional protection today.

TruStage AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

ADD-1366257.1

Guaranteed Asset Protection (GAP) Insurance

GAP offers valuable financial protection if your vehicle is totaled or stolen and your insurance payout is less than the amount you owe on your loan or lease. This insurance fills that gap. You can purchase GAP in full, or add it to the loan balance and incorporate it into your monthly loan payments.

Additional Insurance Options

Proper planning requires appropriate insurance policies to cover your financial obligations in the event of unexpected death. SCU offers a variety of products to help you meet future financial obligations if you're not around, with all options offering stability, value and predictable returns. Please contact our financial advisors for more information on these insurance products.

  • Estate Planning
  • Long-term Care
  • Life Insurance
  • Fixed Annuities

*AD&D Insurance costs between $10 & $15 per month for $100,000 of coverage. AD&D Base Policy Series E10-ADD-2012 and E10a-014-2012.