Home Equity Loans and Lines of Credit

Your home equity can help.

Apply Now

Use your equity to buy what you need.

Tap into the equity in your home to remodel your kitchen, landscape your yard, consolidate bills, pay for unexpected medical expenses or buy whatever you need. Both Home Equity Loans and Lines of Credit are available.

Home Equity Line of Credit: Rates as low as 4.00% APR1,2

  •   Access cash when you need it with this flexible credit line that uses your home’s equity as collateral
  •   Pay interest only on the funds you borrow
  •   Interest may be tax deductible3
  •  View our HELOC rates now
Home Equity Loan: Rates as low as 3.89% APR1, 2
Borrow a fixed amount, secured by your home’s equity, and receive your money in one lump sum.
  Apply for a Home Equity Loan or Line of Credit today and pay for whatever you need.

1APR=Annual Percentage Rate. The APR is based on the value of an index. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. When a range of rates has been published the highest rate will be used. We will use the most recent index value available to us as of the day of any APR adjustment. APR assumptions are based on a line amount of $25,000. 2 All loans are subject to appraisal, owner-occupied properties limited to one-to-four units located in the state of California. Excludes manufactured and mobile homes. Other restrictions on property may apply. Loan secured by your home other than your first mortgage must be paid at time of account funding. Rates, APR and terms and conditions subject to change without notice. Flood insurance might be required. Borrower fee reimbursement: up to $750 fee reimbursement paid by the borrower if equity loan paid off or closed within the first 36 months. Loans in excess of 80% combined loan to value (LTV) are not available. 3Consult your tax advisor.